How to Apply for Duplicate Policy Documents for Life Insurance

Before applying for duplicate copy of Life Insurance policy documents, be sure to thoroughly check all possible places where you keep important documents or even with your entrusted LIC agent. Make sure the policy has not been pledged for any loans from LIC or other financial institutions.

The duplicate copy of the LIC policy documents confers on the owner or Insured the same privileges and rights as original. The requirements for obtaining a duplicate policy are as follows:

1. At cost of the Insured, an advertisement must be placed in widely circulated English daily newspaper. Within 30 days after publication a copy of advertisement in newspaper is to be submitted to servicing branch office; thereafter the duplicate copy is issued upon compliance in providing an indemnity bond, charges for stamp fee and duplicate copy preparation.

2. In certain scenarios as mention below the requirement for Indemnity Bond and newspaper advertisement maybe waived:

  • Loss caused by theft or during in custody of any government office
  • Destruction caused by fire, mutilation, torn policy, missing policy, or partial destruction caused by termites like white ants.

For proof of age, the Life Insurance Corporation of India usually accepts the following:

  • Certificates from Municipal Corporations, records showing time of birth
  • Baptism Certificates or records extracted from family Bible containing date of birth or age
  • Certificate extracts from Service Register for Government employees, Passport issued from Passport Authority of India
  • Certificate extract from School and / or college showing date of birth or age

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Comments

Dear Sir, I have taken two lIC policy 1)Bima Gold 2 ) Mooney Back but now i lost my both policy's documents so please tell me what i do also i don't have policy no. So i cant able to paid policy money & my both policy is laps now. Please do the needful, as early as possible Awaiting for your reply. Bregards Rajendra Marle

Dear sir, I submitted my money back lic policy deed (452554199)as guarantor to SBI jorethand during personnel loan which i had cleared on feb-march 2011. Till now the bank could not return my deed,SBI say the deed was send to your office at gangtok and has not return back. Kindly suggest me what should i do. I m in urgent need for the Deed for some other loan. with regard Uday kumar rai

i like to apply to issue a lic duplicate policy as due to the lost policy. so like to got the draft copy of the which is need to type on the stamp paper

I would like to apply for duplicate insurance policy. My quarterly premium is valid and currently active.

I would like to apply for duplicate insurance policy. My quarterly premium is valid and currently active.

i like to apply to issue a lic duplicate policy as due to the lost policy. so like to got the draft copy of the which is need to type on the stamp paper

i like to apply to issue a lic duplicate policy as due to the lost policy. so like to got the draft copy of the which is need to type on the stamp paper

Dear sir My Policy No.603238622 I Have misplaced my lic bond so how should i take a duplicate bond so plz give me the suggestion how i take a duplicate bond thanking you N yuugender

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