Baroda Health Policy Of National Insurance Company

The Baroda Health policy of National Insurance Company is a Health Insurance cum Accident Policy which is tailor made for the account holders of Bank of Baroda. This could include the account holder itself, spouse and two dependent children.

This policy covers Hospitalization expenses of the entire family. It will be a floater cover for the entire family and there will be a dedicated sum insured for the entire family which will work like a floater for all the members.

In order to claim from this policy one must have to be hospitalized for duration of at least 24 hours. Any kind of illness, disease or accident, whether involving surgery or not, may be covered under this policy.
However there are certain conditions which one must be aware of before entering into such a policy. When claiming from this policy there are certain guide lines laid down by National Insurance Company and they are:

1.Room rent limited to 1% of Sum Insured per day subject to a max. of Rs.5000/-.For I.C.U. it is 2% and maximum limit is Rs.10000/-. An overall limit under room rent, etc. is 25% of S.I.

2.Surgeon fees, etc. is limited to a maximum of 25% of S.I.

3.Ambulance services limited to 1% of S.I. and max. of Rs.1000/-.

4.Anesthesia, blood, OT charges, X-Rays, etc. limited to 50% of S.I.

5.In case of organ donation, etc. then the hospitalization expenses would be covered to the extent of the same amount covered under the above heading 4.

In addition the amount paid towards this policy, known as premium, is exempt under Income Tax under Section 80D of the Income Tax Act.

Furthermore if you renew your policy with National Insurance Company then you will get a Cumulative Bonus for every claim-free year and over a period of time you will also be entitled to Health Check Ups, etc.

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guys mediclaim is available

guys mediclaim is available which covers your entire family husband wife children, parents and parents in law. policy is such that premium remains unchanged for 3 yrs, the age at which you take policy is considered for future premiums, for eg you take policy at age 30 and get covered till 80 yrs now even at age 80 you will pay premium which is corresponding to tabular premium of age 30, all diseases are covered to know more call 9879669386

guys mediclaim is available

guys mediclaim is available which covers your entire family husband wife children, parents and parents in law. policy is such that premium remains unchanged for 3 yrs, the age at which you take policy is considered for future premiums, for eg you take policy at age 30 and get covered till 80 yrs now even at age 80 you will pay premium which is corresponding to tabular premium of age 30, all diseases are covered to know more call 9879669386

I am existing customer of

I am existing customer of pnb-orint-royal mediclaim insurance since 1st July 2010,and paid premium till 1st July 2013.I never claimed since the inception 2013 expect one claim of Rs.14000/-This is cashless policy but TPA medi- Assist company not paid to hospital.I paid the bill and get the discharge.I am offered 12 bedded rooms,which is full of noise,hustle & bustle.I refuse to get admitted in this environment. I am told that you can get 1% of room rent as I am insured with 3 Lakh.At the end I changed room by paying extra charges.Before renewal I requested to enhance sum assured. It is denied by the oriental insurance.

I am existing customer of

I am existing customer of pnb-orint-royal mediclaim insurance since 1st July 2010,and paid premium till 1st July 2013.I never claimed since the inception 2013 expect one claim of Rs.14000/-This is cashless policy but TPA medi- Assist company not paid to hospital.I paid the bill and get the discharge.I am offered 12 bedded rooms,which is full of noise,hustle & bustle.I refuse to get admitted in this environment. I am told that you can get 1% of room rent as I am insured with 3 Lakh.At the end I changed room by paying extra charges.Before renewal I requested to enhance sum assured. It is denied by the oriental insurance.

Myself 43 years, wife is 35

Myself 43 years, wife is 35 years, my father mother is 69 years old. i want to buy medicalim policy of BOB of 300000/- for all under floter scheme please give me a premiun amount and how can i take policy ?

reply

sir, have you heard of a

sir, have you heard of a mediclaim which covers all diseases,which covers you till 80 yrs age, which covers all family ie husband, wife, children, parents and parents in law ,an insurance policy which charges you same tabular rate at the age at which you take policy, policy in which your hospital cash benefit goes on increasing every year? if no... call today to know more 9879669386

sir, have you heard of a

sir, have you heard of a mediclaim which covers all diseases,which covers you till 80 yrs age, which covers all family ie husband, wife, children, parents and parents in law ,an insurance policy which charges you same tabular rate at the age at which you take policy, policy in which your hospital cash benefit goes on increasing every year? if no... call today to know more 9879669386

Myself 27 years, wife is 24

Myself 27 years, wife is 24 years, my father mother is 54 years old. i want to buy medicalim policy of BOB of 300000/- for all under floter scheme please give me a premiun amount and how can i take policy ?

There is a clause pre

There is a clause pre existing diseases are not covered for 3 years.
I am already having mediclaim policy for self and wife since March
2001 from Oriental Insurance Co. We have not made any claim till
date and whether this this can be taken as a sufficient proof
that there was no pre existing disease at the time of taking the
policy. My policy is due for renewal in March and I wish to change
the policy to BOB before the due date of renewal. I am an ex staff
and also an account holder for the last 39 years.

sir I m a bob( bank of

sir I m a bob( bank of boroda) client, what would be better for me to take a family mediclaim, as i m 49, wife-40, daughter-17, or Paribar mediclaim from National Insurance.

i am suffering from koch's

i am suffering from koch's (tubrculoises) spine involving L1,L4,D12. Please tell me can i get mediclaim benefit particularly foe this disease?

Myself 30 years, wife is 30

Myself 30 years, wife is 30 years, one baby boy is 08 month and my father mother is 56 years old. i want to buy medicalim policy of BOB for S.A. of 150000/- for all under floter scheme please give me a premiun amount.

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